uab Visa Gold
uab Visa Credit Card offers convenience in payments and can be used at any Visa outlet both in Myanmar and over 160 countries globally.
Benefits
Exclusive discount up to 30%
15 days interest free period from statement date for full payment before due date
Accepted in over 60 million Visa merchants worldwide
How To Apply
- Age must be 21 years old and above.
- You can apply at the nearest uab bank branches.
Features
Fees and Charges
Requirements
Eligibility
Features
- Exclusive discount up to 30% at selected uab merchants
- Enjoy Visa discounts and offers worldwide for both retail and e-commerce
- Check your purchase transactions in real-time using uab mobile
- Minimum income of MMK 12 million per annum
Fees and Charges
| Category | uab Visa Gold |
|---|---|
| Card Fee | 25,000MMK (Suppmentary Card : 15,000 MMK) |
| Annual Fee | 60,000 MMK (Suppmentary Card : 30,000 MMK) |
| PIN Re-issuance | 3,000 MMK |
| Card Lost/Replacement Fee | 15,000 MMK |
| Interest | 18% per annum if credit card repayment is not paid fully by payment due date |
| Cash Advance | 3.25% interest per month |
| Cash Withdrawal | At uab bank ATM – 5% per transaction (minimum 5,000 MMK) |
| At other local & overseas bank’s ATM – 15% per transaction | |
| Late Fee | Minimum – 10,000 MMK Maximum – 20,000 MMK |
| Balance Enquiry (ATM) | 3,000 MMK |
| Balance Statement Enquiry (Over the Counter) | 3,000 MMK |
| Cross Border Transaction Fee | [CBM Reference Rate: 1 USD = 3593] 30.8% per transaction |
| Monthly Card Usage Spending Limit at Ecomm/ POS at Local & Overseas | 20,000,000 MMK |
Requirements
a) Personal Guarantee of one person with income (exempted for special cases)
b) Documents for Borrower & Guarantor
- Application Form
- NRC Copy – Original to verify
- Copy of Passport
- Recent Passport Size Photo
- Copy of Household Registration Letter
- Recommendation from Head of Quarter
c) Income Proof – For the Employee
- 3 Months Bank Statement
- Certificate from Employer
- Pay Slip (not required , if salary is credited to bank account)
- Copy of Tax Book
d) Income Proof for Self Employed /Business
- 6 Months Bank Statement
- Business License/ Company Registration
- DICA extract showing shareholder details
- Previous Year Tax Receipt
- Site visit by bank staff and assessment of business activity
Eligibility
- Minimum Monthly Income – MMK 1,000,000
- Maximum Credit Limit – MMK 3,000,000
Features
- Exclusive discount up to 30% at selected uab merchants
- Enjoy Visa discounts and offers worldwide for both retail and e-commerce
- Check your purchase transactions in real-time using uab mobile
- Minimum income of MMK 12 million per annum
Fees and Charges
| Category | uab Visa Gold |
|---|---|
| Issuing Fee | 25,000MMK (Suppmentary Card : 15,000 MMK) |
| Annual Fee | 60,000 MMK (Suppmentary Card : 30,000 MMK) |
| PIN Re-issuance | 3,000 MMK |
| Card Lost/Replacement Fee | 15,000 MMK |
| Interest | 18% per annum if credit card repayment is not paid fully by payment due date |
| Cash Advance | 3.25% interest per month |
| Cash Withdrawal | At uab bank ATM - 5% per transaction (minimum 5,000 MMK) |
| At other local & overseas bank's ATM - 15% per transaction | |
| Late Fee | A minimum of 10,000 MMK or 10% of total outstanding balance as at statement date (whichever is higher), up to a maximum of 20,000 MMK |
| Balance Enquiry (ATM) | 3,000 MMK |
| Balance Statement Enquiry (Over the Counter) | 3,000 MMK |
| Cross Border Transaction Fee | [CBM Reference Rate: 1 USD = 3593] 30.8% per transaction |
| Monthly Card Usage Spending Limit at Ecomm/ POS at Local & Overseas | 20,000,000 MMK |
Requirements
a) Personal Guarantee of one person with income (exempted for special cases)
b) Documents for Borrower & Guarantor
- Application Form
- NRC Copy – Original to verify
- Copy of Passport
- Recent Passport Size Photo
- Copy of Household Registration Letter
- Recommendation from Head of Quarter
c) Income Proof – For the Employee
- 3 Months Bank Statement
- Certificate from Employer
- Pay Slip (not required , if salary is credited to bank account)
- Copy of Tax Book
d) Income Proof for Self Employed /Business
- 6 Months Bank Statement
- Business License/ Company Registration
- DICA extract showing shareholder details
- Previous Year Tax Receipt
- Site visit by bank staff and assessment of business activity
Eligibility
- Minimum Monthly Income – MMK 1,000,000
- Maximum Credit Limit – MMK 3,000,000
* For information about uab Privileges, click here.
* For information about Visa Privileges, click here.