{"id":12475,"date":"2020-05-08T11:51:09","date_gmt":"2020-05-08T05:21:09","guid":{"rendered":"http:\/\/www.uabdev.com.mm\/?page_id=12475"},"modified":"2025-02-17T15:20:52","modified_gmt":"2025-02-17T08:50:52","slug":"governing-policies","status":"publish","type":"page","link":"https:\/\/uab.com.mm\/mm\/governance\/governing-policies\/","title":{"rendered":"Governing Policies"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"12475\" class=\"elementor elementor-12475\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4359b05 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"4359b05\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55f8eed\" data-id=\"55f8eed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc3d415 elementor-widget elementor-widget-image\" data-id=\"bc3d415\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"284\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20width=&#39;1024&#39;%20height=&#39;284&#39;%20viewBox%3D&#39;0%200%201024%20284&#39;%2F%3E\" data-czlz data-src=\"\/wp-content\/uploads\/2020\/06\/website-banner-1024x284.jpg\" class=\"attachment-large size-large wp-image-16332\" alt=\"\" data-srcset=\"\/wp-content\/uploads\/2020\/06\/website-banner-1024x284.jpg 1024w, \/wp-content\/uploads\/2020\/06\/website-banner-300x83.jpg 300w, \/wp-content\/uploads\/2020\/06\/website-banner-768x213.jpg 768w, \/wp-content\/uploads\/2020\/06\/website-banner-600x166.jpg 600w, \/wp-content\/uploads\/2020\/06\/website-banner.jpg 1263w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-170b489 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"170b489\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d054d5\" data-id=\"4d054d5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-718d391 elementor-widget elementor-widget-text-editor\" data-id=\"718d391\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 14px;\"><span style=\"color: #111;\">About Us<\/span> \/ <a href=\"\/governance\">\u1021\u102f\u1015\u103a\u1001\u103b\u102f\u1015\u103a\u1019\u103e\u102f\u1005\u1014\u1005\u103a<\/a> \/ <span style=\"color: #39b54a;\">Governing Policies<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-18688d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18688d6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76822e0\" data-id=\"76822e0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-781e5ee elementor-widget elementor-widget-heading\" data-id=\"781e5ee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Governing Policies<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4dabd9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4dabd9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34edae6\" data-id=\"34edae6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78ed113 elementor-widget elementor-widget-text-editor\" data-id=\"78ed113\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>uab bank has formulated and implemented several frameworks, policies, procedures and adopted statements, which provide guidance towards not only better governance practices but also guide us to become a socially responsible financial services provider.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-88d79a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"88d79a1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-675178f\" data-id=\"675178f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-988512e elementor-widget elementor-widget-text-editor\" data-id=\"988512e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">The monitoring, implementation and measurement mechanism of some of these policies are reported in<\/span> our <strong><span style=\"color: #4e3a97;\"><a style=\"color: #4e3a97;\" href=\"\/suspdf\/Strategy\/Impacts\/Our%20KPIs\/Non-financial-KPIs.pdf\">Non-Financial KPIs<\/a><\/span><\/strong><span style=\"color: #4e3a97;\"><a style=\"color: #4e3a97;\" href=\"\/suspdf\/Strategy\/Impacts\/Our%20KPIs\/Non-financial-KPIs.pdf\"> <span style=\"color: #000000;\">report<\/span><\/a><\/span><strong>,<a style=\"color: #4e3a97;\" href=\"\/suspdf\/Strategy\/Impacts\/Non-Financial%20Activities\/Non-Financial-Activity.pdf\"> Non-Financial Activities\u00a0 <\/a><\/strong><a style=\"color: #4e3a97;\" href=\"\/suspdf\/Strategy\/Impacts\/Non-Financial%20Activities\/Non-Financial-Activity.pdf\"><span style=\"color: #000000;\">report <\/span><\/a><span style=\"color: #000000;\">and<\/span> <strong><span style=\"color: #4e3a97;\"><a style=\"color: #4e3a97;\" href=\"\/reports\/dashboard\/\">Dashboard &amp; Data Overview.<\/a><\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54364309 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54364309\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5fd0f9c1\" data-id=\"5fd0f9c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-999a173 elementor-widget elementor-widget-toggle\" data-id=\"999a173\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1611\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1611\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Corporate Governance Framework<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1611\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1611\"><p>The framework provides an overview of the corporate governance structures, principles, policies and practices of\u00a0<strong>uab<\/strong>. In order to serve the interests of shareholders, customers, regulators and other stakeholders, the framework proactively adopts governance policies and practices designed to align the interests of the Board and Management with those of stakeholders. The Framework also promotes the highest standards of ethical behaviour and risk management at every level of the Bank.<\/p><p>The <b>Board Policy <\/b>is incorporated in the Corporate Governance Framework and this includes matters of Board governance including legal framework, role, responsibilities, appointment, number, composition, balance, chairman, meetings, committee and transparency. Continuous professional programs for Directors are also required.<\/p><p>You can read more here:<br \/><a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Corporate Governance Framework\/Corporate Governance Framework.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Corporate Governance Framework <\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1612\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1612\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Disclosure Framework<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1612\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1612\">This framework defines the scope of information subject to disclosure by\u00a0<strong>uab<\/strong>\u00a0in its capacity as a bank licensed by the Central Bank of Myanmar. Subject to relevant laws and in accordance with regulatory requirements, the Bank will disclose relevant information that are accurate and factual to the appropriate constituents. It also governs use of information and knowledge generally not available on the market.\n<br><br>\nYou can read more here:\n\n<br><a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Material_Nonpublic_Information\/Disclosure Framework\/Disclosure_Framework.pdf\" target=\"_blank\" rel=\"noopener\">Disclosure Framework<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1613\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1613\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Dividend Policy<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1613\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1613\"><p>Dividend payments are governed by Section 40 of the Financial Institution Law which states that the payment of dividends shall only be from the Bank\u2019s profits and stipulates various restrictions to paying dividends. Further, the Bank&#8217;s dividend policy is also guided by its Constitution as explained by this Policy document.<\/p><p>You can read more here:<br \/><a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Dividend_Policy\/Dividend_Policy_6March2022.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Dividend Policy<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1614\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1614\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Whistleblower Protection Policy<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1614\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1614\"><p>The Whistleblower Protection Policy is aimed to encourage employees and all other parties, to report any wrong-doing in good faith and in an environment free from victimization so that the Board and Senior Management can adequately manage wrong doing and its related issues within the Bank. The Policy applies to all internal stakeholders, including <strong>uab<\/strong>\u00a0Directors, Managers, staff, contractors, consultants and each who plays a role in\u00a0<strong>uab<\/strong>. The Policy further provides channels of communication for reports of wrong-doing.<br \/><br \/><br \/><strong><u>Reporting<\/u><\/strong><br \/>We urge you to blow the whistle using the following platform, if you know about, or suspect any unethical business conduct, Conflict of interest or Malpractices.<span style=\"padding-left: 20px;\"><br \/><\/span><\/p><ul><li><span style=\"padding-left: 20px;\">Direct Email Channel: <span style=\"color: blue;\">wb@uab.com.mm <\/span><br \/><\/span><\/li><li><span style=\"padding-left: 20px;\">SMS Reporting Channel: <span style=\"color: blue;\">+09-880911271<\/span><\/span><\/li><\/ul><p>To seek advice on how to blow the whistle while being protected from reprisal, you may address queries to the following contacts<\/p><ul><li><span style=\"padding-left: 20px;\">Compliance Department<br \/>Phone: <span style=\"color: blue;\">+95 1 470 7000<\/span>,<br \/>Email: <span style=\"color: blue;\">compliance@uab.com.mm<\/span><\/span><\/li><li><span style=\"padding-left: 20px;\">HR Governance and Compliance Officer<br \/>Phone: <span style=\"color: blue;\">+95 1 470 7000<\/span>, Email: <span style=\"color: blue;\">naymyooo@uab.com.mm<\/span><br \/><\/span><\/li><li><span style=\"padding-left: 20px;\">Whistle-blower Protection Officer<br \/>Phone: <span style=\"color: blue;\">+959 42 45 99 866<\/span>, Email: <span style=\"color: blue;\">george.koshy@uab.com.mm<\/span><\/span><\/li><\/ul><p><br \/>You can read more here:<br \/><br \/><a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Whistleblower Protection Policy\/Whistleblower Protection Policy.pdf\" target=\"_blank\" rel=\"noopener\"> Whistleblower Protection Policy<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1615\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1615\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Anti Bribery and Corruption Policy<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1615\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1615\">We take a zero-tolerance approach to bribery and corruption and are committed to act professionally, fairly and with integrity in all our business dealings and relationship. In ensuring this, we have introduced various initiatives as an adequate measure to combat corruption and to safeguard our interest and interest of stakeholders. The policy applies to all levels of staff including Members of the Board of Directors, Executive Directors, permanent staff, temporary staff, interns, advisers and consultants.<br><br>\n<span style=\"text-decoration: underline;\"><strong>Reporting<\/strong><\/span>\n<br>\nWhere a member of staff knows of an actual incident or breach of this Policy or any attempt to bribe or otherwise engage in corruption, he\/she must report immediately to his\/her Supervisor. Employees are encouraged to raise concerns and report violation without the fear of penalties or reprisals.\nAny member of the public may also contact our Call Center at +95 1 855 1335~42.\n<br>\nThe Whistle Blowers facility is also available with channels:\n<br>\nA. Direct Email Channel: wb@uab.com.mm\n<br>\nB. SMS Reporting Channel: +95 944 44 36 309.\n\n<br><br>\nYou can read more here:\n<br>\n<a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Anti Bribery and Corruption Policy\/Anti Bribery and Corruption Policy.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Anti Bribery and Corruption Policy<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1616\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1616\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Conflict of Interest Policy<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1616\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1616\"><p>The purpose of the Conflicts of Interest Policy is to enable the Bank\u2019s employees and members of the Board of Directors to easily identify and prevent or manage conflicts of interest. This Policy includes examples that may arise together with minimum standards and principles for identifying and managing conflicts of interest. The Policy complies with the Financial Institution Law, 2016 and guided by various Directives from the Central Bank of Myanmar.<br \/><strong>Disclosure of Director\u2019s interest<\/strong> in transactions, related party transactions and procedures for declaration of interest are stipulated in the policy.<br \/>The procedures for disclosure of conflict of interest and related party transactions are stated in the Policy.<br \/>You can read more here:<br \/><a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Conflict of Interest Policy\/Conflict of Interest Policy.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Conflict of Interest Policy<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1617\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1617\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Anti-Money Laundering and Combating Financing of Terrorism (AML\/CFT) Policy<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1617\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1617\"><p>Our AML\/CFT Policy and related procedures are designed to comply with all applicable laws and regulations related to money laundering, terrorist financing, financial crime, and international sanctions. The Policy applies to all units of the Bank and our subsidiary company irrespective of their location.<\/p><p>You can read our AML\/CFT Policy and Procedures here:<\/p><p><a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/AMLCFT_Policy\/AMLCFT_Policy.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i>Anti-Money Laundering and Combating Financing of Terrorism (AML\/CFT) Policy<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1618\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1618\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Risk Management Framework<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1618\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1618\">To manage risk effectively, the Bank has adopted the Risk Management Framework, which lays down the approach the Bank uses to identify and manage the risks. Within the Risk Management Framework, the Bank ensures that all key elements are categorised and that appropriate planning for contingencies are in place.\n<br><br>\nRead more on our approach to risk management here:<br>\n<a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Risk Management Framework\/Risk_Management_Framework.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Risk Management Framework<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1619\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1619\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Policy on Related Party Transactions<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1619\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1619\">Related party transactions can present a potential or actual conflict of interest which may be against the best interest of the company and its shareholders. In light of above, uab bank has formulated and implemented its policy for related party transactions.<br><br>\nYou can read more here:<br>\n<a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Policy_on_Related_Party_Transactions\/Policy_on_related_party_transactions_6Feb2022.pdf\" target=\"_blank\" rel=\"noopener\">Policy on Related Party Transactions<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-16110\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-16110\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Gift Guidelines<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-16110\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-16110\">The exchange of gifts and benefits between the Bank and its stakeholders is normal in the course of business but may appear improper even if there is no unethical intent. We are committed to doing business on merits, not on gifts or offers we give or receive. While accepting or giving gifts we follow 5 principles:\n<ul>\n \t<li>It is for a proper purpose<\/li>\n \t<li>Permitted by law<\/li>\n \t<li>Permitted by our policies<\/li>\n \t<li>Permitted by recipients\u2019 policies and<\/li>\n \t<li>Reasonable in value and appropriate in circumstances<\/li>\n<\/ul><br>\nYou can read our Gift Guidelines here:<br>\n<a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Gift Guidelines\/Gift_Guidelines.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Gift Guidelines<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-16111\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-16111\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Human Resources Policy<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-16111\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-16111\">These Human Resources policies are principles which the Bank will use in managing its people, employment and labour policies. They serve as a reference point when human resources management practices are being developed or when decisions are being made about the Bank\u2019s workforce.\n<br><br>\nYou can read our Human Resources Policy here:<br>\n<a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Human Resources Policy\/Human_Resources_Policy.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Human Resources Policy<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-16112\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"button\" aria-controls=\"elementor-tab-content-16112\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Equal Opportunities Policy<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-16112\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"region\" aria-labelledby=\"elementor-tab-title-16112\">uab bank supports the principle of fairness and non-discrimination, and aims to treat individuals with dignity and respect, free from unlawful and unethical discrimination.\u00a0In particular, it\u00a0aims not to discriminate on\u00a0race, religion, sex, sexual orientation, gender identity, national origin, marital status, age or disability; rather it aims to build a workforce that is based on meritocracy.\n<br><br>\nThis policy sets out uab bank\u2019s position on equal opportunity in all aspects of its employment including recruitment, training, conditions of service, application of policies and promotion.\n<br><br>\nYou can read our Equal Opportunities Policy here:<br>\n\n<a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Equal_Opportunities_Policy\/Equal_Opportunities_Policy_Feb_2022.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Equal Opportunities Policy<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-16113\" class=\"elementor-tab-title\" data-tab=\"13\" role=\"button\" aria-controls=\"elementor-tab-content-16113\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Anti-harassment Policy<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-16113\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"13\" role=\"region\" aria-labelledby=\"elementor-tab-title-16113\">As an equal opportunity employer, uab bank is committed to providing a work environment that is professional and free from intimidation, hostility, humiliation, bullying, mobbing or other offenses which might interfere with work performance.\n<br><br>\nIf such harassment occurs on the Bank\u2019s premises or is directed toward an employee or persons referred to, the procedures in this policy will apply.\n<br><br>\nYou can read our Anti-harassment Policy here:\n<br>\n<a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Anti_harassment_Policy\/Anti_harassment_Policy_Feb_2022.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Anti-harassment Policy<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-16114\" class=\"elementor-tab-title\" data-tab=\"14\" role=\"button\" aria-controls=\"elementor-tab-content-16114\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Health & Safety Policy<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-16114\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"14\" role=\"region\" aria-labelledby=\"elementor-tab-title-16114\">So far as is reasonably practicable, the Bank will endeavour to reduce the potential for risk to the health, safety and security of individuals working and visitors to the Bank\u2019s premises and offices.\n<br><br>\nThe Policy applies to individuals working, training or present at branches, retail outlets, Zone Office and Head Office and those who are not present on Bank Premises but are working on behalf of the Bank elsewhere.\n<br><br>\nYou can read our Health &amp; Safety Policy here:\n<br>\n<a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Health&amp;Safety_Policy\/Health&amp;Safety_Feb_2022.pdf\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Health &amp; Safety Policy<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-16115\" class=\"elementor-tab-title\" data-tab=\"15\" role=\"button\" aria-controls=\"elementor-tab-content-16115\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Client Rights Charter<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-16115\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"15\" role=\"region\" aria-labelledby=\"elementor-tab-title-16115\"><p>The Client Rights Charter at uab bank emphasises fair, transparent, ethical banking practices across all banking services and products. It prioritises clarity in communication, providing customers with comprehensive information about products, fees, and associated risks.<br \/>Staff of the Bank are required to service Customers in a non-discriminatory and professional manner and uab provides multiple channels for customer grievance resolution.<br \/><br \/>You can read more here:<\/p><p><a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/Client%20Rights%20Charter\/Client_Rights_Charter.pdf?1\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i> Client Rights Charter<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-16116\" class=\"elementor-tab-title\" data-tab=\"16\" role=\"button\" aria-controls=\"elementor-tab-content-16116\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Donation and Philanthropy Guidelines<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-16116\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"16\" role=\"region\" aria-labelledby=\"elementor-tab-title-16116\">The Donation and Philanthropy Guidelines outline our commitment to giving back to the communities in Myanmar through financial and in-kind contributions, focusing on areas such as community well-being, youth development, housing, and entrepreneurship. These efforts are guided by principles of integrity, community impact, and sustainability, with a commitment to transparency and inclusivity through the uab Foundation and employee engagement.\n\n<br\/><br\/>\nYou can read more here:\n<br\/><br\/>\n\n<a class=\"susdownbtn\" href=\"\/suspdf\/Responsible_Business\/Compliance\/The%20Donation%20Philanthropy\/The_Donation_Philanthropy.pdf?1\" target=\"_blank\" rel=\"noopener\"><i class=\"fa fa-download\"><\/i>Donation and Philanthropy Guidelines<\/a><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0654ff4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0654ff4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17d4fc7\" data-id=\"17d4fc7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6dfa89a elementor-widget elementor-widget-text-editor\" data-id=\"6dfa89a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Whilst primarily a financial services provider, we also play a multifaceted role as employer, consumer, philanthropist and various other contributions in fulfilling our corporate social responsibilities. In general, these responsibilities are towards our stakeholders which include our Shareholders, Employees, Vendors, Customers, Regulators and our Community. In order to meet and guide us though these multifaceted responsibilities, we have adopted several codes and statements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-859674c elementor-widget elementor-widget-text-editor\" data-id=\"859674c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You may read more on our statements and codes by clicking the respective items below:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-719bf85 elementor-widget elementor-widget-heading\" data-id=\"719bf85\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/suspdf\/Strategy\/Stakeholder\/Stakeholder%20Engagement\/Vendor%20Code%20of%20Conduct\/Vendor%20Code%20of%20Conduct%20.pdf?v1\" target=\"_blank\">Vendor Code of Conduct<\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fed32c7 elementor-widget elementor-widget-heading\" data-id=\"fed32c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/suspdf\/Responsible_Business\/Client%20Satisfaction\/Product%20Responsibility%20Statement\/Product%20Responsibility%20Statement.pdf\" target=\"_blank\">Product Responsibility Statement<\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7906680 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"7906680\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/pdfs\/Statement%20on%20Donations%20&#038;%20Charitable%20Contributions\/Statement_on_Charitable_Contributions%20_V2.pdf\" target=\"_blank\">Statement on Charitable Contributions<\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1e2d92 elementor-widget elementor-widget-heading\" data-id=\"d1e2d92\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/pdfs\/Statement%20on%20Stakeholder%20Concerns\/Statement%20on%20Stakeholder%20Concerns.pdf\" target=\"_blank\">Statement on Stakeholder Concerns<\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87f57a9 elementor-widget elementor-widget-heading\" data-id=\"87f57a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/suspdf\/People\/Labour%20Rights\/Statement%20on%20Human%20Rights\/Statement%20on%20Human%20Rights.pdf\" target=\"_blank\">Statement on Human Rights<\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f05491e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f05491e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fcb0967\" data-id=\"fcb0967\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e1cbd3 elementor-widget elementor-widget-spacer\" data-id=\"1e1cbd3\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>About Us \/ Governance \/ Governing Policies Governing Policies uab bank &#8230; <\/p>","protected":false},"author":2,"featured_media":0,"parent":3486,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-12475","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Governing Policies - uab bank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/\" \/>\n<meta property=\"og:locale\" content=\"my_MM\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Governing Policies - uab bank\" \/>\n<meta property=\"og:description\" content=\"About Us \/ Governance \/ Governing Policies Governing Policies uab bank ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/\" \/>\n<meta property=\"og:site_name\" content=\"uab bank\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/uabbankmm\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-17T08:50:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.uab.com.mm\/wp-content\/uploads\/2020\/06\/website-banner-1024x284.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/\",\"url\":\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/\",\"name\":\"Governing Policies - uab bank\",\"isPartOf\":{\"@id\":\"https:\/\/uab.com.mm\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.uab.com.mm\/wp-content\/uploads\/2020\/06\/website-banner-1024x284.jpg\",\"datePublished\":\"2020-05-08T05:21:09+00:00\",\"dateModified\":\"2025-02-17T08:50:52+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/#breadcrumb\"},\"inLanguage\":\"my-MM\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"my-MM\",\"@id\":\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/#primaryimage\",\"url\":\"https:\/\/www.uab.com.mm\/wp-content\/uploads\/2020\/06\/website-banner-1024x284.jpg\",\"contentUrl\":\"https:\/\/www.uab.com.mm\/wp-content\/uploads\/2020\/06\/website-banner-1024x284.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.uab.com.mm\/governance\/governing-policies\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Governance\",\"item\":\"https:\/\/uab.com.mm\/governance\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Governing Policies\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/uab.com.mm\/#website\",\"url\":\"https:\/\/uab.com.mm\/\",\"name\":\"uab bank\",\"description\":\"Connect. 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