Presently we are pleased to inform that all branches are opened at the normal operating hours.
Since 2019, Myanmar has faced the impact of four (4) COVID-19 waves and we are thankful to our employees who have ensured that branches and banking services were continually opened wherever possible during both the pandemic and political crisis period.
Tokens for withdrawal over the counter at our Branches which were earlier introduced, are no longer required.
Our mobile banking, internet banking and uabpay digital wallet are also operating on 24 hours, 7 days a week.
Customers can also access our wide range of digital banking services.
Our ATM operations were earlier affected by the fall-out of the crisis and we are please to inform that effective May 2022, a number of ATMs are now operating for the convenience of our Customers.
The ATMs are being re-introduced in phases and please refer to your nearest branch or visit uab’s Facebook page for the latest information of available ATMs.
Our Contact Center operates daily at 7 am to 10 pm and for any enquiries or assistance, please contact
You may also contact the Contact Center through the Bank’s Facebook messenger or Viber.
During the pandemic period, a number of precautionary measures were taken in compliance to the directives of the Ministry of Health & Sports, Myanmar to protect both customers and employees. The Bank was also guided by the advisories issued by WHO.
The precautions included face mask, temperature monitoring, use of hand sanitizers and social distancing. Vaccination has been encouraged amongst staff with the Bank sponsoring vaccination for staff and their family members. Further, recently the Bank sponsored a booster program for employees and family members.
A work-from-home program was implemented during the height of the pandemic and political crisis for sections that could operate accordingly.
We continue to monitor the situation closely and take the necessary precautions. We also have Business Continuity Plans that will be activated in the event of a crisis. These plans have already been tested through the pandemic and height of the political crisis.
Apart from our website, in order to communicate with the Community, we actively make announcements and bulletins through our Social media pages – Facebook, LinkedIn and Viber.
We understand that many businesses experience hardship especially with cash flow. uab bank had introduced a relief package in the early part of the pandemic and continues to support its customers find solutions at this time. The Bank’s Relationship Managers are actively contacting affected customers in order to find solutions.
Community support is on-going with food donations, vaccinations and other activities. The Bank is continuing to provide employment support and actively recruiting new employees for its new branches.
The internship program is also actively conducted for young graduates and university students.
The double crisis period is unprecedented and pose challenges to the banking industry. Frequent lockdowns have impacted sales in many commercial sectors and the political crisis has brought turmoil and sanctions to several persons and businesses. The Bank however acts with caution during this period ensuring that it provides in its books sufficient provisions against eventualities and ensures that it holds sufficient liquid assets to meet its liability requirement.
During this period, with foreign exchange movements, the MMK has also deteriorated significantly against other currencies, and the Bank manages its Open Position daily to ensure that the effect of exchange rate swings on its books is minimised.
The Bank is constantly monitoring, identifying and assessing to ensure that we are proactive against challenges including the challenges posed by COVID-19 and the on-going political crisis. The Bank’s Board of Directors, Asset & Liability Committee, Credit Committee and various Risk Committees meet regularly to assess the situation, review the impact and make decisions.